- Fannie Mae Announces 3.5 Percent Seller Assistance on HomePath® Properties
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Incentive Part of Ongoing Effort to Stabilize Neighborhoods WASHINGTON, DC — Fannie Mae (FNM/NYSE) announced today that people purchasing a Fannie Mae-owned HomePath® property will receive up to 3.5 percent of the final sales price to be used toward closing cost assistance or their choice of appliances. The offer is available to any owner-occupant who closes on the purchase of a property listed on HomePath.com before May 1, 2010. "Attracting qualified buyers to the market and reducing the inventory of vacant homes is critical to stabilizing neighborhoods and helping the market recover. Many families are taking advantage of the federal homebuyer tax credit to buy a new home so this is a great time for Fannie Mae to offer some additional help," said Terry Edwards, Executive Vice President of Credit Portfolio Management. "Homebuyers have the option to choose between financial assistance toward closing costs or new appliances for their home." Properties eligible for this incentive are listed on HomePath.com and most listings include detailed property descriptions, photographs, community and school information and more. In addition, many Fannie Mae-owned properties are eligible for special HomePath Mortgage and HomePath Renovation Mortgage financing which offers homebuyers an opportunity to purchase with as little as 3 percent down.
Ocala Real Estate - Ocala Homes For Sale
- If you owe a debt to someone else and they cancel or forgive that debt, the canceled amount may be taxable.
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Expect the bank to issue you a 1099 if your home has been forclosed on or short saled. Expect a 1099 if you filed for bankruptcy. A 1099 shows the dept that was either forgiven or canceled. Make sure you acknowledge this on your tax return in the year the dept was forgiven or canceled and consult with a CPA.
Here are some links that are very helpful in understanding reporting canceled or forgiven dept for a short sale,foreclosure or bankruptcy on your tax return.
Tax Consequences When a Creditor Writes Off or Settles a Debt
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation
IRS Form 4681
IRS Form 982
Ocala Real Estate Looking out For your best interest
- Whether the housing market is ready or not, the government is pulling out.
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In an article written by the Washing Post the government is planning on raising mortgage interest rates sometime in March. Click here to read article: http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=230704
Don’t miss out on this great time to buy! Low rates, rebates, and low home prices.
- New Credit Card Rules Begin Feb 22,2010
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Click Here to find out the new rules: New Credit Card Rules Begin Feb 22,2010
Representin Buyers Dawn Rupersburg Coral Shores Realty: Looking out for your best interest.
Homes For Sale Ocala Florida
- Forms for Modifying your loan under the Home Affordable Plan
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Modifying your current Loan: Click here for the forms to fill out for your bank if you want to modify your loan under the Obama Making Home Affordable Plan. You must first find out if your bank is participating in the program. Most all large banks are. Your home must be your primary residence. Home Affordable Modify Forms
Representing Buyers Dawn Rupersburg Coral Shores Realty visit my web site:
Ocala Homes For Sale
- Marion County Florida-Ocala Florida Foreclosure Report
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You can go to my web site and check out my foreclosure report for Marion County Florida and all of Florida.
Find out how many foreclosures are on the market right now.
Foreclosure Report Ocala Florida
Representing Buyer's Dawn Rupersburg Coral Shores Realty
- Repeat Home Buyer Tax Credit $6500
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Repeat home buyer’s who have owned their primary residence for 5 out of the previous 8 years can get up to a $6500.00 tax credit. Your current primary residence does not need to be sold in order to get the repeat buyer tax credit, but the new home you buy must be used as your primary residence. You must be under contract by April 30,2010 and close by July 1, 2010 in order to take advantage of the repeat buyer tax credit.
Representing Buyer's Dawn Rupersburg Coral Shores Realty
Ocala Real Estate-Ocala Homes For sale
- Ocala Florida Home Sales For the month of September 2009
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The month of September looked pretty good for the Ocala Florida Marion County area.
198 homes closed in the month of September 2009. This does not include mobile homes or homes in our over 55 communities. Of the 198 homes that closed in Ocala Florida:
94 homes were foreclosures
19 homes were short sales
10 were Ocala Horse Farms pf which one was a foreclosure
In our over 55 market in Ocala Florida 66 homes sold in September.
Representing buyers Dawn Rupersburg Ocala Homes
- Ocala Real Estate-Representing Buyers
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The Ocala Real Estate Market is moving inventory. I am a full time Realtor who enjoys getting a good deal on a home for my buyers. I work with buyers from all around the country who are interested in buying Ocala Real Estate. I provide buyers the facts and resources to make the right home buying decision. My background not only includes general real estate, but also experience in mortgages, investment properties, foreclosures, and short sales.
It's important to me that my buyers know that I work to find them the right home and the right investment. I'm not interested in just selling a home. I want my buyers in a home that they want, they can afford, and it's a good investment down the road. Check my web sites out: Ocala Real Estate and Retirement Communities Ocala Florida. It's a great time to buy! Some really great deals out there.
Call Dawn Rupersburg of Coral Shores Realty at: 352-553-3369 if you're looking for real estate
- Ocala Florida Real Estate-Self Employed getting a mortgage Read This!
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From Freedie Mac:
Requiring Sellers to obtain and analyze the Borrower’s individual federal tax returns to determine the impact of a business loss on the income used to qualify regardless of whether or not the income is used to qualify when the Borrower is self-employed
What that means is if you have one W2 earner and your spouse is self-employed and is taking a big loss on their business it is going to affect the wages of the W2 earner even if the spouse is not on the application for the loan.
Ocala Florida Real Estate where buyers get great deals! Call Dawn Rupersburg 352-553-3369
- When to Call the Florida Public Service Commission
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The Florida Public Service Commission regulates utility companies such as natural gas,electric,water,wastewater,Telecommunications. This guide will help you determine when to call them if you have a concern with a utility company. http://www.floridapsc.com/publications/consumer/brochure/When_to_Call_the_PSC.pdf
For all you Ocala Real Estate needs call Dawn Rupersburg Coral Shores Realty. Find all the Homes For Sale in Ocala Florida on the MLS search engine.
- Short Sale Listings Wanted for Ocala Florida Area
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Did you know I can sell your home for less than what you owe the bank? This is called a short sale. The bank will pay my commission so you don't have to be concerned about that. I want to talk with you about listing your home as a short sale. If you're behind in your mortgage payments and your choice is to sell your home let's talk.
You not only get a Realtor who specializes in short sales, but one of the top real estates sites in Marion County Florida for marketing your home. For more information go to my Ocala FL short sale page.
- The Six Phases of Work (Great Laugh)
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The six phases of work brought to you by Dawn Rupersburg of Coral Shores Realty: If you are looking for a home, selling a home, or know of someone who is, I would appreciate your business. Visit Ocala Real Estate
Phase one: You are listening to jazz -- Your first day at work is great. Your coworkers are wonderful, your cubicle is cute, and your boss is the best!
Phase two: You are listening to pop music -- After a while you are so busy that you are not sure if you're coming or going anymore.
Phase Three: You are listening to heavy metal -- This is what you feel like at month's end.
Phase Four: You are listening to hip hop -- You become bloated due to stress, feel sluggish and suffer from constipation. Your coworkers are too cheerful for your liking and the walls of your cubicle are closing in. You have started thinking 'WHATEVER' about your boss.
Phase Five: You are listening to GANGSTA RAP -- After more time passes, your eyes start to twitch, you forget what a 'good hair day' feels like as you just fall out of bed and load up on caffeine.
Phase Six: You are listening to the voices in your head -- You have built a makeshift door on your cubicle to keep people out, You have a dartboard with your bosses picture on it in your cube, You wonder why you are even here in the first place!
- Search Ocala FL Real Estate-Everything on MLS right here
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Search Ocala FL homes for sale on the Marion County MLS. No need to shop on 100's of sites. This is the real deal MLS in Marion County. It's updated every 24 hours. If you would like the MLS to send you new listings the day they are put on the MLS send me an email with your search criteria. I will need to know the following:
Bedrooms,Baths,garage,age of home,living sq.ft. price, and the location in Marion County. Just email me:
Link to Ocala Fl Marion County MLS search engine
visit www.ocalaflhome.com for all your Ocala FL Real Estate needs.