Dawn Rupersburg www.ocalaflhome.com

The Marion County Prescription Discount Card It's Free

Dawn Rupersburg — Wed, 19 Mar 2008 04:12:00 GMT

The Marion County Prescription Discount Card has generated more than $500,000 in savings for people living in Marion County. The card program has been around for a year. The thousands of Marion County citizens, who have used the card, simply presented...(read more)

Homes For Sale Ocala Florida-Ocala Florida Homes For Sale-Buyer's Agent

Dawn Rupersburg — Mon, 03 Mar 2008 13:21:00 GMT

Check out Ocala FL Real Estate for all the MLS Homes For sale Ocala Florida. Ocala Florida has over 6000 homes for sale on the Marion County MLS. Looking for a good buyer's agent who looks out for your best interest and wants to get you the best deal...(read more)

Property Tax Estimator for Marion County Florida, Ocala, Belleview, Fl

Dawn Rupersburg — Sun, 03 Feb 2008 21:27:00 GMT

Estimate your new property taxes if you live in Marion County Florida. Click Here Visit www.ocalaflhome.com for the best Marion County MLS search engine 1000's of homes for sale....(read more)

What you need to do in the first 30 days when relocating to Florida

Dawn Rupersburg — Fri, 25 Jan 2008 14:19:00 GMT

Get a Florida Drivers License and License Tags In order to get Florida tags Florida Insurance is required. Out of state insurance Will not allow you to get tags. First step: Change your insurance before you Go to the Department of Motor Vehicles. Cars...(read more)

Great Room what is it?

Dawn Rupersburg — Wed, 21 Nov 2007 01:18:00 GMT

An open room with high ceilings that incorporates the living room, kitchen, and dining area. Visit Ocala Florida Real Estate for all your Ocala Fl Real Estate needs....(read more)

Cathedral Ceiling or Vaulted Ceiling? What's the difference?

Dawn Rupersburg — Wed, 21 Nov 2007 01:07:00 GMT

Cathedral ceiling is a sloping ceiling with equally sloping sides, meeting in the middle of a room at a ridge. Vaulted ceiling is a sloping ceiling with unequal sides or with just a single sloping side, or curved, or arched. Visit Ocala FL Real Estate...(read more)

Sand and Stone

Dawn Rupersburg — Tue, 02 Oct 2007 12:46:00 GMT

Sand and Stone TWO FRIENDS WERE WALKING THROUGH THE DESERT DURING SOME POINT OF THE JOURNEY, THEY HAD AN ARGUMENT; AND ONE FRIEND SLAPPED THE OTHER ONE IN THE FACE THE ONE WHO GOT SLAPPED WAS HURT, BUT WITHOUT SAYING ANYTHING, WROTE IN THE SAND TODAY...(read more)

Home Owners Association -Questions to ask

Dawn Rupersburg — Tue, 10 Jul 2007 16:11:00 GMT

How Financially Sound is the Homeowner Association?

To determine this, ask for and read (yes, they are long, at least 50 pages or more) copies of the following documents:

Covenants, Conditions and Restrictions

By-Laws and Regulations

Meeting Minutes for the last year

HOA Financial Statement

NON-Ad Valorem section of the units county property tax bill

Is a bond dept transferable with the property?

Are there on-going assessments to cover the maintenance of the infrastructure?

These documents will tell you about:

Special assessments being planned to address deferred maintenance

Capital improvements planned

Amount of cash reserves

Whether the association is being or has been sued

History and likelihood of dues increases

Who owns the common areas, golf courses, activity centers and building infrastructure?

What do your monthly dues buy you? Does it include payment for:

Water

Cable TV

Ground maintenance / gardeners

Trash pick-up

Sewer services

Insurance

Professional management fees

Pool, spa or fitness centers

Roads and sidewalks

Assigned / underground parking (and if so, how many spaces?)

Gate access

How do the fees compare to fees charged by other communities in the area?

Who Manages the Complex?

Larger complexes require professional management. It might cost more to hire a professional company, but in the long run it tends to save money. Professional managers wield more bargaining power when negotiating for services such as bids for gardeners or general maintenance because they represent such a larger number of complexes.

How Many Units are Rented?

Nobody likes tenants. It's not that tenants are bad people, but there is some truth that renters don't take care of property the same way an owner occupant would care for it. In addition, some lenders will not loan money to a buyer if more than 25% of the units in the complex are rented out. Some homeowner associations refuse to let owners rent their unit for more than 30 to 60 days, if at all.

What are the Amenities, Parking and Pet Restrictions?

Find out the hours of use for pools, spas and recreation areas such as tennis courts or game rooms and check to see that those times work with your schedule.

How is guest parking handled, and how many parking spots are deeded with each unit? Is it possible to rent an extra parking space if you need it?

How much will you be charged to replace a lost key for the security gate or clubhouse?

How many pets can you have? Are there size restrictions? Are you allowed to bring pets through the lobby on a leash?

Finally, talk to the people who live there. Pull into the parking lot or garage in the late afternoon when homeowners are coming home from work. If they hate the homeowner association, they will tell you in no uncertain terms what is wrong with it. Better to find out the sentiment and reasons behind it before you buy than afterward. HOAs have the power to regulate and monetarily penalize owners for violations like never before, so make sure you completely understand what you are buying into before you sign on the bottom line.

Visit www.ocalaflhome.com for all your Ocala Fl Real Estate needs.

Economic Factors besides Price affecting home sales

Dawn Rupersburg — Tue, 12 Jun 2007 14:43:00 GMT

Factors that affect the market:

Supply: MLS, FSBO, and builder inventory. Closed sales and Pending sales

Reasonable time on the market: Different for different markets and locations within each city/county. Over 55 communities’ verses regular residential.

Condition of Home: Curb appeal, updated or not updated, Roof life

Utility: In order for a commodity to have value it must satisfy a need or a want and in order to do that it must provide some form of utility to its owner.

Purchasing Power = Interest rates and borrower credit. It use to be one could have a very low credit score to get a loan. Not anymore, which has taken many buyers out of the market.

Demand: When it comes to real estate its location and utility are what drives the desire to own it.

Marketing: The more people who know your home is for sale the better chance it has to sell.

All these factors apply when it comes to selling real estate not just the price.

Your Realtor needs to understand these factors to keep up with the market to properly advise their seller.

Visit Ocala FL Real Estate for all your Ocala Florida Real Estate needs.